Need an appraisal for an FHA-backed mortgage? Call Moseley Appraisal Services, LLC.

Rest assured that Moseley Appraisal Services, LLC. is an FHA-certified appraisal firm in NC. This indicates that we are qualified and approved by the FHA to do appraisal reports for property loans insured by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Moseley Appraisal Services, LLC. is well-trained on how to follow the rules and regulations provided.

If your loan is FHA certified, that means that it has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending organizations with safety through mortgage insurance in case the borrower does not pay his or her financial obligations. Available to all consumers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those buyers with less available funding.